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Housing for Spartanburg Housing Housing


We provide housing assistance to families, elderly & disabled individuals through programs like Public Housing, Housing Choice Vouchers, Low Income Housing Tax Credits, HOME & Homeownership.

Residents of Spartanburg Housing Residents


We provide easy access to information & required forms needed by program participants. Participants also have access to an array of supportive service programs designed to maximize individual potential.

Vouchers for Spartanburg Housing Voucher Programs

Voucher Program

The Housing Choice Voucher Program is one of the best opportunities for lower income families to obtain decent, safe, & affordable housing. Families may choose from a variety of housing types and locations.

Development with Spartanburg Housing


Spartanburg Housing provides affordable housing options in vibrant neighborhoods for the citizens of our Greater Spartanburg Community.

Development Highland Crossing Northside Page Lake R.A.D. Program Victoria Gardens

R.A.D. Program


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Why is SHA participating in the RAD (Rental Assistance Demonstration) Program?

SHA has a backlog of needed repairs. SHA has $37.5 million in needs (Cammie Clagett alone has $12 million) and HUD has $25.6 Billion. Currently SHA cannot borrow against these properties. Once converted to private ownership, owner could borrow against property to make needed repairs.

 Breakdown of Funding Needs.
Funding Needs

To pay off CFFP Debt.

In 2006 SHA Participated in HUD’s Capital Fund Financing Program (CFFP) and borrowed $5,763,000 to construct JC Anderson Apartments. This has had several negative impacts as follows:

  1. Each year SHA now receives approximately $1.2 million for Capital Improvements. Off the top comes $440,940 towards repayment leaving SHA with only $759,060. This debt will not be repaid until 2024. We are not receiving sufficient Capital Funds to adequately maintain our Public Housing properties.
  2. SHA cannot demolish or dispose of any Public Housing Units until the CFFP Debt is repaid. This prevents us from demolishing Cammie Clagett until all or a portion of the debt is repaid.  There are specific limitations on how the debt must be repaid.

The current balance on our CFFP Loan is $3,810,249.43 our 7 Property Deal will allow us to retire $2.5 million leaving a balance of $1,310,249.43. This remaining balance of should be wiped out with the 72 unit deal at Cammie Clagett. 

Deal 1
R.A.D. Program Deal 1

  • 4% Low Income Housing Tax Credits
  • Private Activity Bonds
  • Rental Assistance Demonstration Program
  • 221d4 HUD Loan Permanent Financing
  • SHA is acting as its own Developer
  • A SHA affiliate will manage these tax-credit units 
JC Anderson Apartments
JC Anderson

Constructed 2008
54 Units
$480,952 in needs ($8,906 per unit)
Tobias Booker  Hartwell Apartments
Tobias Booker 
Hartwell Apartments

Constructed 1997
118 Units
$2,404,762 in needs ($20,379 per unit)
Leland Apartments

Constructed 1984
46 Units
$1,576,321 in needs ($34,268 per unit)
Frank Gooch Apartments
Frank Gooch
Constructed 1975
36 Units
$1,245,667 in needs ($34,602 per unit)
Ellen C. Watson Apartments
Ellen C. Watson
Constructed 1984
28 Units
$988,357 in needs ($35,298 per unit)
Spruce Apartments

Constructed 1984
12 Units
$426,845 in needs ($35,570 per unit)
Barksdale Apartments

Constructed 1984
44 Units
$1,714,595 in needs ($38,968 per unit)

 Project SHA 7 LLC

Deal 2
R.A.D. Program Deal 2

  • 9% Low Income Housing Tax Credits
  • Rental Assistance Demonstration Program
  • Private Loan Permanent Financing
  • SHA is partnering with a Non-Profit Developer
  • Non-Profit Developer will manage the tax-credit units initially

Cammie Clagett Apartments
Cammie Clagett
Constructed 1971
150 Units
$12,299,800 in needs ($81,998 per unit)

Source of Funds
Source Of Funds

Uses of Funds
Source Of Funds


Operating Costs

Measured at a PUPA Level
PUPA = Per Unit Per Annum
Our Typical Public Housing - PUPA = $5,200
Our Typical Post RAD Section 8 Project Based Unit - PUPA = $4,200

Less Maintenance Personnel Per Unit (Every unit is new or like new)
No Family Self-Sufficiency Requirements
No Community Service Requirements

If you are a Housing Authority consider keeping the property in the name of the HA and put it into the deal through a long-term ground lease.

  • Possibly remain tax exempt, financial savings.
  • May still qualify for participation in the South Carolina State Insurance Reserve Fund, financial savings.

Other Important Things

  • PBV vs PBRA
  • Developer’s Fees
  • Choice Neighborhoods
  • Mod Rehab
  • Portfolio Applications
  • Consider converting current PH in current Tax Credit Deals to increase revenue
  • Applications (number of units, 60,000)
  • Utilities can change (recommended)
  • Existing PH residents over income

Click here to download more information about the R.A.D. Program

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